RBI Maintains Repo Rate at 5.25% Amid Global Volatility; Real Estate Sector Applauds Policy Stability
The Reserve Bank of India holds the repo rate at 5.25% to combat global economic uncertainty and geopolitical tensions. Real estate leaders from Gulshan Group, Prateek Group, and others praise the stability, noting that consistent borrowing costs and an upward GDP revision will sustain housing demand and project viability across residential and commercial sectors.
Industry leaders across the residential and commercial segments have voiced their support, emphasizing that policy continuity is essential for sustaining end-user demand and project viability. Deepak Kapoor, Director of Gulshan Group, noted that the move reinforces confidence in India’s economic resilience against the backdrop of global volatility. Similarly, Prateek Tiwari, Managing Director of Prateek Group, characterized the decision as a balanced approach that reassures first-time buyers and end-users in strong demand corridors. Sahil Agarwal, CEO of Nimbus Group, added that the neutral stance boosts investment confidence and reinforces positive momentum, while Amit Modi, Director of County Group, observed that while a marginal cut would have offered relief to urban homebuyers, the sector currently prioritizes resilience and the cost of capital.
The stability offered by the RBI is also expected to have a profound impact on commercial and regional markets. Sanchit Bhutani, Managing Director of Group 108, stated that a steady rate provides developers and investors with the predictability needed for efficient liquidity management. Addressing the affordable and mid-housing categories, Sanjay Sharma, Director of SKA Group, remarked that while a rate cut would have further unlocked demand, the current "wait and watch" mode is necessary due to elevated inflation risks. Furthermore, Nitin Shrivastava, Managing Partner of Big FM Realty, and Udit Jain, Director of One Group, highlighted how predictable EMIs foster confidence in Tier 2 cities, where buyers value clarity over short-term incentives.
The broader implications of this policy extend to the retail and urban expansion sectors. Tejpreet Gill, Managing Director of Gillco Group, and Piyush Kansal, Executive Director of Royale Estate Group, both agreed that the current environment ensures predictable borrowing costs for long-term planning in emerging cities. Highlighting the retail perspective, Ajendra Singh, Vice-President of Sales & Marketing at Spectrum Metro, noted that steady rates provide retailers better visibility on financing, supporting leasing activity and healthier occupancies in organized retail spaces. Ultimately, the RBI’s decision to maintain the repo rate at 5.25% serves as a reassuring signal, anchoring the real estate industry’s growth through a period of global supply shocks and economic transition.

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